SHANKY FINANCIAL SERVICES
Best financial service provider company based in Delhi, India
About Us
Best financial service provider
in Delhi.
SHANKY FINANCIAL SERVICES is among the leading financial service providers based in Delhi. Established in 2014, we have tie-ups with all Nationalised, Private & Multinational Banks.
We specialise in working capital solutions through factoring—turning receivables into cash. Our vision is to achieve global standards and become a world-class financial services enterprise.
Portfolio growth
+24.5%
Our Services
Financial Products
Solutions tailored to your business needs
Home Loan
Housing finance with competitive rates and flexible tenure for your dream home.
Business Loan
Working capital and growth funding for SMEs and enterprises.
Bill Discounting
Invoice finance to unlock cash flow against your receivables.
Factoring
Receivables finance to turn your invoices into immediate working capital.
Loan Against Property
Property-backed loans for higher limits and better interest rates.
Personal Loan
Quick unsecured loans for individuals with minimal documentation.
MSME Loan
Tailored financing for micro, small and medium enterprises.
Vendor Finance
Short-term funding by selling receivables to improve cash flow.
Invoice Finance
Turn bills into cash.
Understanding Bill Discounting
Get the invoice amount from a partner lender at a discounted value—instant working capital against your receivables.
Quick
Fund disbursal
Flexible
Lender options
Simple
Process
Presenting Methods
1With Recourse
Seller’s bank verifies all documents and discount terms, then presents bills to the buyer’s bank for clearance.
2Without Recourse
No document verification by seller’s bank; the bill is presented directly for payment.
How It Works
Seller and buyer sign a contract for goods or services.
Seller raises the invoice on the buyer.
Buyer accepts the invoice and payment terms.
Seller approaches partner bank or lender for discounting.
Lender verifies transaction and creditworthiness, then releases funds after deducting fees.
On maturity, lender presents the bill and collects from the buyer.
Creditworthiness
Buyer & seller evaluation
Preferred Banking
Reputed banking partners
Inter Bank Dealing
Direct bank-to-bank
Usance Bill
Time-bound validity
Benefits of Bill Discounting
Immediate Funds
Quick working capital
Short-term Support
Working capital boost
Multiple Options
Wide lender choices
Hassle Free
Prompt disbursal
Cost Effective
Interest on utilized amount only
Risk Coverage
Lenders may assume bad debt risk